Buy Now Pay Later

Afterpay -

What is Afterpay? 

Buy what you want today pay for it over four equal fortnightly installments.

Use your debit or credit card, Create an account and you can be approved instantly.

How Often would I need to pay? 

Afterpay splits your payments over four equal installments due every fortnight.

Nominate the debit card or credit card you want to use and we’ll schedule automatic payments for you.

Is there an minimum I have to spend before I can use after pay?

Mean Mothers Creations does not have any minimum requirements to use this payment service. 

How do I select this option at check out?

Afterpay is fully integrated with the store’s checkout.

All you need to do is choose Afterpay as your payment option when you’re ready to buy.



Own it now, pay later - Say 'goodbye' to wishing and waiting. Say 'hello' to owning and loving it.

  1. Payment Flexibility - Everyone’s different. That’s why Zip let you tailor your payments to suit your lifestyle
  2. Interest Free - Every purchase you make with Zip is interest free. Online or instore, every time, every day. 

Payments Explained:

It's easy! Every time you make a purchase Zip simply adds it to your account. Then at the beginning of the month, Zip will send you a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest free.

Account limit

Zip Pay: 

Account Limit - Under $1000

Interest Free Period - 0% Always 

Establishment Fee - $0

Minimum Repayments - $40 a month 

Account fee - $6/month waived if you have no balance.                      

Zip Money: -

Account Limit: - Over $1.000
Interest Free Period: - 0% interest for 3 months
  Promotional offers 6-48 months
Establishment Fee: - From $0 - $99
Minimum repayment fee: - From $40/month 
Account Fee: - $6/month waived if you have no balance

How does Interest free work?

Zip charges the store a small fee on each transaction, just like credit cards do. That fee then helps Zip to provide you interest free terms on every purchase. It's that easy!




Laybuy - 


How Does Layby Works?

Laybuy allows you to purchase now and spread the cost over six (6) weekly automatic payments. Interest Free.


Step 1 - Check out like per normal, and select "layby" as your payment option.


Step 2 - Sign in or sign up and complete your order in seconds.


Step 3 - View your payment day, view your schedule and select pay now.


Step 4 - You're done, Your items will be on its way to you.


Your payments will automatically be taken out. 




 Paypal - Pay in 4 -

Buy now, pay later with PayPal

Buy what you love now. Pay later.

Choice and flexibility are on your side. Split your purchases into 4 instalments over 6 weeks.

Does Pay in 4 charge interest and fees?

Pay in 4 is always interest-free, with no late fees or sign-up fees.

How can I set up automatic payments?

With Pay in 4 your automatic payments will be set up at the time of purchase. You can manage your repayments through the PayPal app or online.

Where can I shop with Pay in 4?

You can shop online with Pay in 4 just about everywhere PayPal is accepted. Some exclusions apply. Pay in 4 is not available instore.


Klarna -

Klarna is the smooothest & safest way to get what you want today, and pay over time.

So, how does Klarna work?

Shop at your favourite stores

in our app, at your local shopping centre, or anywhere online then, checkout with Klarna.

From finding what you love, to paying over time, we make every step smoooth.