An Australian One Stop Shop For All Your Yarn Needs
An Australian One Stop Shop For All Your Yarn Needs
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Buy Now, Pay Later

Mean Mothers Creations has the following

"Buy Now Pay Later" services.


What is Afterpay? 

Buy what you want today pay for it over four equal fortnightly installments.

Use your debit or credit card, Create an account and you can be approved instantly.


How Often would I need to pay? 

Afterpay splits your payments over four equal installments due every fortnight.

Nominate the debit card or credit card you want to use and we’ll schedule automatic payments for you.

Is there an minimum I have to spend before I can use after pay?


Mean Mothers Creations does not have any minimum requirements to use this payment service. 

How do I select this option at check out?

Afterpay is fully integrated with the store’s checkout. All you need to do is choose Afterpay as your payment option when you’re ready to buy.

Zip Pay/Zip Money: 

Own it now, pay later - Say 'goodbye' to wishing and waiting. Say 'hello' to owning and loving it.

  1. Payment Flexibility - Everyone’s different. That’s why Zip let you tailor your payments to suit your lifestyle
  2. Interest Free - Every purchase you make with Zip is interest free. Online or instore, every time, every day. 

Payments Explained:

It's easy! Every time you make a purchase Zip simply adds it to your account. Then at the beginning of the month, Zip will send you a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest free.

Account limit

Zip Pay: 
Account Limit - Under $1000
Interest Free Period - 0% Always 
Establishment Fee - $0
Minimum Repayments - $40 a month 
Account fee - $6/month waived if you have no balance.                      


Zip Money: -

Account Limit: - Over $1.000
Interest Free Period: - 0% interest for 3 months
  Promotional offers 6-48 months

Establishment Fee: - From $0 - $99
Minimum repayment fee: - From $40/month 
Account Fee: - $6/month waived if you have no balance


How does Interest free work?

Zip charges the store a small fee on each transaction, just like credit cards do. That fee then helps Zip to provide you interest free terms on every purchase. It's that easy!




How Does Layby Works?

Laybuy allows you to purchase now and spread the cost over six (6) weekly automatic payments. Interest Free.

Step 1 - Check out like per normal, and select "layby" as your payment option.

Step 2 - Sign in or sign up and complete your order in seconds.

Step 3 - View your payment day, view your schedule and select pay now.

Step 4 - You're done, Your items will be on its way to you.

Your payments will automatically be taken out. 



Buy 'Little things'

  • Apply for up to $2,000
  • Repay in over 5 or 10 weeks either weekly or fortnightly
  • Repay and free up your balance to spend again

Right here. Right now.

  1. Click here
  2. Sign-up for fast approval
  3. Get humming

When you shop online

  1. Visit any Humm retailer website
  2. At checkout, choose Hmm as your payment method
  3. Complete your Humm purchase

When you shop instore

  1. Visit any Humm retailer store
  2. Tell the store assistant you’ll pay with Humm
  3. They will help you apply and complete your purchase

Love it forever.
Pay interest never.

From $1 to $30,000

Fast approval up to $2,000

If you have any further questions Please don't hesitate to ask.